Loan GPA Calculator
Enter your courses, letter grades, and credit hours to get your GPA instantly. Add or remove courses as needed — everything updates live.
| Course | Grade | Credits |
|---|
| Total credits | 0 |
| Courses counted | 0 |
How it works
Each grade converts to grade points (A = 4.0 down to F = 0). Multiply each course's points by its credit hours, add them all up, then divide by total credit hours. Heavier courses pull your GPA more — that's why credits matter.
Frequently asked questions
Weighted vs unweighted GPA — what's the difference?
Unweighted caps at 4.0 for every class. Weighted gives honors/AP/IB classes extra points (often up to 5.0) to reward harder coursework. This calculator is unweighted.
Does retaking a class replace the old grade?
Depends on your school — many replace the old grade in GPA math, some average the two attempts. Check your school's policy, then enter the courses the way your school counts them.
What GPA do I need?
Most colleges look for 3.0+, competitive programs often want 3.5+. Scholarships and graduate programs each set their own bar — always check the specific requirement.
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