Free calculators & tools that do the math for you

33 free real estate, freelancing, debt, and small business calculators that run instantly in your browser. No signup, no spam, no fees โ€” just answers.

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Real estate investor tools

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Cap Rate Calculator

Measure a rental property's return in seconds.

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Cash-on-Cash Return Calculator

See what your actual cash invested earns each year.

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Mortgage Payment Calculator

Monthly payment, total interest & payoff schedule.

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Rental Property Analyzer

Full deal analysis: cash flow, cap rate, CoC return.

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ROI Calculator

Measure return on investment & annualized ROI.

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Break-Even Calculator

How many units you must sell to break even.

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Home Affordability Calculator

Max home price from income, debts & rate.

Debt & money tools

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Debt Payoff Calculator

See when you'll be debt-free & interest saved.

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Discount Calculator

Sale price, savings & total with tax.

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Sales Tax Calculator

Add sales tax to any price instantly.

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Hourly to Salary Converter

Convert hourly wage โ†” annual salary.

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Car Loan Calculator

Auto payments, total interest & true cost.

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Refinance Calculator

Should you refinance? Savings & break-even.

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Savings Goal Calculator

Monthly deposits to hit any savings target.

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Credit Card Payoff Calculator

Months to debt-free & total interest cost.

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Salary Raise Calculator

New salary, raise amount & per-paycheck.

Freelancer tools

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Freelance Hourly Rate Calculator

Price your work from your real income goal.

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Invoice Generator

Create a clean, printable invoice in a minute.

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Compound Interest Calculator

Watch savings and investments grow over time.

Small business tools

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Mileage Deduction Calculator

Estimate your IRS mileage deduction for 2026.

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Quarterly Tax Estimator

Estimate self-employment quarterly payments.

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Business Loan Calculator

Payments, total cost & amortization for business loans.

Everyday tools

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Tip Calculator

Split the bill and tip fairly in seconds.

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Password Generator

Strong random passwords, generated locally.

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Word Counter

Count words, characters & reading time instantly.

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GPA Calculator

Compute your grade point average from courses.

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Age Calculator

Exact age, days lived & next birthday countdown.

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Unit Price Calculator

Compare products by price per oz, lb & more.

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BMI Calculator

Body mass index, imperial & metric.

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Time Duration Calculator

Hours between times; add & subtract durations.

Home & DIY tools

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Paint Coverage Calculator

How many gallons for your room & coats.

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Deck Material Estimator

Boards, screws & concrete for your deck.

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Moving Cost Estimator

Compare movers vs DIY truck rental.

Why free?

Every tool runs entirely in your browser โ€” your numbers never leave your device. If a tool saves you real money, check out our premium spreadsheet packs on Gumroad for deeper planning.

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